Terms of Service


AFS requires that all visitors to this website (the “Site”) follow these terms and conditions (the “Agreement”). By entering this Site you acknowledge and agree to the following terms and conditions. This Agreement constitutes the entire agreement between you and AFS regarding your use of this website and supersedes all previous and contemporaneous oral and written agreements between you and AFS regarding your use of this Site. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THIS SITE.

The information contained in this website is provided solely for convenience. The documents contained herein are historical in nature. Therefore, events following the date of publication or subsequently available information may have rendered obsolete the estimates, assertions or other information contained in these documents. AFS makes no representation, warranty or guarantee as to, and shall not be responsible for, the accuracy or completeness of this information, has no obligation to update any information provided to you, and may change the content of the site at any time without notice.


This Site is designed for use in the United States and this Agreement shall be governed by the laws of the State of Texas exclusive of any conflicts of law provisions that would apply the law of another jurisdiction. If you use this Site from other locations, you are responsible for compliance with any and all applicable local laws, in addition to the laws of the United States of America and the laws of the State of Texas. AFS makes no representations that the materials contained within this Site are appropriate for locations outside the United States. Where federal jurisdiction exists, any action or claim arising from your use of this Site shall be brought, and may only be brought, in the United States District Court of the Southern District of Texas, Houston Division. Where federal jurisdiction does not exist, any action or claim arising from your use of this Site shall be brought, and may only be brought, in the State District Courts of Harris County, Texas.


The trademarks, logos and service marks (“Marks”) displayed on the Site are the property of AFS and other parties. Users are prohibited from using any Marks for any purpose including, but not limited to, use as metatags on other pages or sites on the World Wide Web without the written permission of AFS or such third party, which may own the Marks. All information and content including any software programs available on or through the Site (“Content”) are protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the Site for commercial or public purposes. Modification or use of the material on this Site for any other purposes violates AFS’s legal rights. Any unauthorized use of these materials may subject you to penalties or damages, including but not limited to those related to violation of trademarks, copyrights, privacy, and publicity rights.


By entering this Site you acknowledge and agree that your use is at your own risk and that none of the parties involved in creating, producing, or delivering this Site are liable for any direct, incidental, consequential, indirect, or punitive damages, or any other losses, costs, or expenses of any kind (including legal fees, expert fees, or other disbursements) which may arise, directly or indirectly, through the access to, use of, or browsing of this Site or through your downloading of any materials, data, text, images, video or audio from this Site, including but not limited to anything caused by any viruses, bugs, human action or inaction or any computer system, phone line, hardware, software or program malfunctions, or any other errors, failures or delays in computer transmissions or network connections. Any person who uses, or makes decisions upon, information contained in this Site or any linked sites thereto, does so at his or her own risk and agrees to hold AFS and its officers, directors, employees, agents, and representatives harmless.


By entering this Site you acknowledge and agree that any communication or material you transmit to this Site or AFS, in any manner and for any reason, will not be treated as confidential or proprietary unless specifically stated otherwise by AFS on the Site at the point and time of transmission. Furthermore, you acknowledge and agree that any ideas, concepts, techniques, procedures, methods, systems, designs, plans, charts, or other materials you transmit to AFS may be used by AFS anywhere, anytime, and for any reason whatsoever, without your further permission or consent. This Site is designed for Users twenty-one years of age or older. AFS does not knowingly solicit data from children, not does it knowingly market the Site to children. If you are under twenty-one years of age, you should obtain consent of a parent or responsible party before accessing this Site.


Although this Site may be linked to other sites, AFS is not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with the linked site. By entering this Site you acknowledge and agree that AFS has not reviewed all the sites linked to this Site and is not responsible for the Content of any off-site pages or any other site linked to this Site. Your linking to any other off-site pages or other sites is at your own risk. No Warranty. While AFS makes all reasonable efforts to ensure that all material on this Site is correct, accuracy cannot be guaranteed and AFS makes no warranties or representations as to its accuracy. UNDER NO CIRCUMSTANCE WILL AFS BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A USER’S RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE OR A LINKED SITE, OR USER’S RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE. IT IS THE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH THE SITE, OR OBTAINED FROM A LINKED SITE. ALL CONTENT INFORMATION AND MATERIALS CONTAINED IN THIS SITE ARE PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND/OR ACCURACY. If you are dissatisfied with any portion of this Site, your sole and exclusive remedy is to discontinue using the Site.


If any term or other provision of this Agreement is invalid, illegal, or incapable of being enforced by any rule of law or public policy, all other provisions of this Agreement shall nevertheless remain in full force and effect.


AFS reserves the right to amend these terms and conditions at any time and for any reason and reserves the right to make changes at any time, without notice or obligation, to any of the information contained on this Site. By entering this Site you acknowledge and agree that you shall be bound by any such revisions.